Does Satsuma provide term that is short without any credit check?
No, we donвЂ™t offer loans without a credit check. We do have an eligibility checker, nevertheless вЂ“ this enables you to definitely see if youвЂ™re apt to be accepted before doing a credit check that is full.
As mentioned above, we glance at more than simply your credit history whenever applicants that are considering.
Will Satsuma Loans offer an instant decision?
At Satsuma, we should make trying to get and taking right out a term that is short because clear as you can. ThatвЂ™s why we try to provide you with an initial choice within one minute of one’s initial application being finished because of our power to always check before you use.
Why must I select Satsuma for my term that is short loan?
If youвЂ™re considering obtaining a short term loan, here are a few explanations why Satsuma can be one selection for you:
- Fixed repayments вЂ“ advice once you submit an application for a Satsuma loan, the APR (annual percentage rate) is determined so you can see exactly how much you need to repay and what your monthly repayments will be before you submit your application.
- No fees that are hidden. Pay only right back that which you agree upfront вЂ“ With Satsuma, it is obvious just how much youвЂ™re borrowing because your loan is probably the swelling amount you need to borrow as well as the interest. ItвЂ™s a simple calculation, while our short term installment loans include absolutely no concealed costs.
You always know when you apply for a short term loan from Satsuma:
Typical questions regarding Short Term Loans
If youвЂ™re nevertheless uncertain whether a Satsuma short-term suits you, check always the answers out for some of the very most usually expected concerns.
Am I Able To get a short term loan?
YouвЂ™re eligible to apply for a Satsuma loan if youвЂ™re a UK resident, aged 18 or over and have a valid UK bank account and debit card. When it comes to getting financing, we must conduct a credit and affordability check to ensure you can comfortably pay back the money you wish to borrow that you have managed payments well in the past, and.
Do i want a guarantor for a short term loan?
For a few term that is short, you do need a guarantor. But, you donвЂ™t require a guarantor to simply take away a Satsuma short-term loan.
may i get a term that is short with bad credit?
For those who have bad credit and require a loan, Satsuma may consider your application still. We take into account a wide range of key facets outside of your credit score, such as for instance your annual incomings and outgoings, along with every other monetary commitments you could have.
Before generally making a software, you’ll want to make certain you have actually the immediate following:
- A legitimate current email address and mobile quantity
- Address information when it comes to previous 36 months
- Your earnings and outgoings
- Your bank account and debit card details.
In addition, you must be:
- Aged 18 to 74
- an UK resident
- Maybe not bankrupt
- Prepared to have a credit check.
just how do short term installment loans work?
This differs from lender to lender, with Satsuma nonetheless, our short term installment loans are around for quantities between ВЈ100 and ВЈ1,000, repayable over a length of between 3 and one year.
willing to apply? Head to our Satsuma application for the loan web page and include your details for an decision that is instant.